PayJoy, which helps customers with no credit history buy smartphones on installment plans by turning the smartphone into collateral, raises $20M (Anna Irrera/Reuters)

Anna Irrera / Reuters:
PayJoy, which helps customers with no credit history buy smartphones on installment plans by turning the smartphone into collateral, raises $20M  —  NEW YORK (Reuters) - PayJoy, a startup that has developed smartphone technology to facilitate access to credit in emerging markets …

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